The Ultimate Guide to Homeowners Insurance Basics

The Ultimate Guide to Homeowners Insurance Basics

Content

Your home is likely your biggest investment, and homeowners insurance is the safety net that protects it. But policies vary widely — here’s what to know:

• Dwelling Coverage: Covers the structure itself.

• Personal Property: Protects furniture, electronics, and valuables.

• Liability Coverage: Shields you if someone is injured on your property.

• Loss of Use: Covers temporary housing costs if your home is uninhabitable.

• Exclusions: Flooding, earthquakes, and some natural disasters often require separate policies.

CTA: Confused by fine print? Contact us to refer you to our Insurance Partner for a policy review to ensure your home has the protection it deserves.